The secret of happiness is to make others believe they are the cause of it.
Al Batt, in National Enquirer
In The News...
The Mortgage Bankers Association reported that its Market Composite Index, a measure of loan application volume, rose 7.5% in the latest week as home loan rates hover near record lows. The refinance index jumped 9.4% while its purchase index was up 0.1%....
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We are better able to provide you with professional service and options if we have supporting documentation to verify the information contained in your application. Please compile and provide a copy of the following items for all borrowers:
Most recent 2 Years W-2 forms Most recent 2 years signed IRS Tax returns with all schedules including copies of K-1's 1 months pay stubs Most recent 2 months bank statements, all pages Most recent retirement account statements, all pages Copy of your DL and SS Card Name, phone number of your insurance agent
If you are refinancing an existing mortgage:
Copy of the closing papers when you purchased the home Most recent mortgage statement - showing the outstanding balance Copy of your existing survey
If applicable:
Please provide a copy of your divorce decrees, child support agreements, Bankruptcy papers and discharge.
We may request additional information as we progress thru the file. Be patient and know that we are working diligently to provide you with the highest level of service and the best mortgage options.
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